Plan-state experience
On your platform today
- Check balance, allocation, and projections
- Change deferral rates and manage loans
- Complete SECURE 2.0 enrollment tasks
You've built this. It's essential — and it's what you do well.
Recordkeeping platforms
Turn your platform into an everyday financial hub.
With one SSO and a single participant portal, we embed a suite of financial wellness tools directly into your system to drive everyday engagement and higher 401(k) deferrals.
Two drivers of portal engagement are better than one.
Recordkeeping platforms give participants what they need when they're focused on their plan — balances, deferrals, projections, and compliance-driven tools. That experience is essential.
But most days, participants are focused on tracking spending, cash flow, and other regular priorities. MoneySwell provides that.
MoneySwell, complements your stack — it doesn't compete with it.
Everyday financial life
What brings them back weekly
- Budget check-ins and cash flow clarity
- Net worth across every account
- Financial action plans and unbiased guidance
Participants come for daily money management — and stay for their 401(k), in one SSO session.
Consumer-grade tools participants use every week
Financial tools built for everyday life — ready to embed and accessed via SSO, not rebuilt from scratch.
A stronger story at every step
One integration helps your recordkeeper clients make a stronger pitch to plan sponsors, gives sponsors a more integrated and efficient wellness offering, and gives plan participants tools they'll use every week.
One integration — a stronger story at every step
- Platform embedsSSO integration — no custom build
- Recordkeepers differentiateMore than a 401(k) portal
- Sponsors consolidateRetirement + education + tools in one place
- Employees build habitsWeekly engagement, stronger deferrals
For recordkeepers & TPAs
Win on experience
Differentiate without a custom portal build. Give sponsors a premium, private engagement layer that keeps participants connected — growing your core book of business.
For sponsors
Plan and wellness, together
Embedding your employer-provided financial wellness benefit inside the 401(k) participant portal is more cost efficient and improves usage compared with a standalone benefit.
For participants
Habits that stick
Everyday money tools and 401(k) contributions in the same SSO experience — a natural synergy that builds financial clarity and helps participants improve their retirement readiness.
“We want everyday money management in the participant portal without diverting engineering from the compliant recordkeeping core our clients depend on. MoneySwell is the perfect partner.”
Customization
Brand what matters most
White-label MoneySwell to match whichever relationship your market cares about — the platform, the recordkeeper, or the employer sponsor. Same SSO embed; the experience looks native to whoever owns the participant relationship.
Adopt the modules that fit your platform
Start with one module or offer the full toolkit. Turn individual tools on or off based on what your platform, recordkeeper clients, or sponsors want to deliver — and expand as adoption grows.
Simple to launch, flexible to scale
Systematic discovery → configure → launch. No months-long wait. Embedded delivery at platform scale — efficient for you, your recordkeeper clients, and the sponsors they serve.
Platform partnerships use flexible enterprise pricing shaped by your reach, usage, and the efficiencies that come with scale. Schedule a call.
Revenue share
When MoneySwell integrates with recordkeeping platforms, the platform receives the negotiated revenue share percentage based on the wholesale price set per user per month.
Test, pilot, then launch at scale
MoneySwell can work with you in whatever way works best. Typically, we test in a sandbox environment, run a limited trial with eager recordkeepers or TPAs, and then begin offering it to all clients on the platform.
Flexible enterprise pricing
MoneySwell sets a wholesale price per user per month at the platform level. From there, Recordkeepers and TPAs have complete flexibility for client-specific pricing based on what makes sense for each client contract.
Platform & Recordkeeper teams, let's chat.
Tell us about your platform or company and how you serve recordkeeper clients or your plan sponsors today. Already ready? Schedule a call