Time to Take Control, Time to Make Progress

Welcome to The MoneySwell Blueprint! No matter your starting point, you are in the right place to take control of your financial future.

We know that improving your financial health can be hard, but it shouldn’t be complicated. We’ve read dozens of personal finance books, analyzed hundreds of articles, and interviewed certified financial planners nationwide. Through this, we’ve learned a fundamental truth: the basic rules of financial health are universal.

 And while specific tactics can shift from year to year, the broad strategies behind growing and protecting your wealth change little, even over many decades. This Blueprint gives you a bird’s-eye view of your entire financial journey. And it ensures you don’t have blind spots to the strategies that have been successfully implemented by millions of people.

Before diving in, let’s outline our Action Plan philosophy in the simplest way possible. Here it is:

1. Build a Strong Money Mindset

Too often, money comes with emotional and psychological baggage. But MoneySwell takes the view that first and foremost, money is a tool and a resource. It is a vehicle that can be used to achieve a variety of goals and positively affect not only your life, but the world around you. Through this lens, MoneySwell believes everyone deserves the opportunity to understand, manage, and grow their money while leaving the emotional and psychological baggage behind.

2. Be Action Oriented

In personal finance, the difference between getting by and thriving often comes down to being proactive. This doesn’t mean you’re constantly changing your direction every time the wind blows. But it does mean you take a considered approach and follow through. By educating yourself, choosing a clear path, and taking consistent and action, you are more likely to achieve your goals.

3. Focus on Progress, Not Perfection

Nearly everyone has a few money missteps over the course of their financial journey. Not only that, but we all have a unique history – a history that may make our financial path relatively easy or incredibly challenging. But if your financial goals are focused on making progress, gaining peace-of-mind, and leveraging money as a tool to build a good life as you define it, perfection is not required. In personal finance, great results come from taking small, consistent steps in the right direction over time (even if there are a few bumps in the road).

This plan, and all MoneySwell Action Plans, are just one tool in the MoneySwell toolbox to help you do all of the above. 

How to Use the Blueprint Action Plan

MoneySwell defines financial maturity in five tiers: Foundations, Security, Growth, Independence, and Abundance. As you mature financially, you generally move through these tiers and build on the progress you made in earlier tiers. 

While your path may not be perfectly linear, this Blueprint can act as a guide. It highlights where you stand today. It also helps you discover the right action plans moving forward.

Here is exactly how you should navigate it (available to logged in users): Read through each of the following articles sequentially. If you read an article and feel you’re already past that phase of financial maturity, or that the suggested follow-up action plans don’t apply to you, simply mark that article complete, and move on to the next one.

However, when you reach the article describing a tier that generally aligns with your phase of financial maturity, leave that article unchecked. That tier represents your current financial anchor and will give you guidance on the action plans you should focus on. Then every once in a while, reevaluate where you stand and progress as needed.

Look at that. You’ve already completed your first task! You can check this article off your list. (Available to logged in users.)

Next up: Read about the Financial Foundations tier!