The Micro Math on Micro-investing
Micro Investing allows you to invest small amounts of money consistently over time. The amount invested is often the rounded-up difference between a given transaction and the next whole dollar. For example, [...]
How to Estimate Your Retirement Nest Egg Needs
A “Nest Egg” is your accumulated savings and investments that you use during your retirement to support your lifestyle. Estimating nest egg needs is an imperfect science and will change over time. But [...]
How to Project Your Future Outlook for Retirement Planning
The Future Outlook table helps you understand if your current level of savings puts you on track to meet your retirement goals. The Future Outlook table shades in values that meet your [...]
How to Estimate Your Annual Investment Growth Rate
Determining the annual growth rate of your investment portfolio is done using the Money-Weighted Rate of Return (MWRR) formula. The MoneySwell Retirement Planner estimates your annualized rate of return using the MWRR formula, [...]
Ryan’s Blog Post Test
Put your Quick Look content here! Put your blog post/article content here. Remember that H3 Headings are what form your table of contents. H3 Heading Example #1 Text [...]
How to Achieve an Earlier or More Affluent Retirement
If you want to retire before you originally planned, you want a more affluent retirement lifestyle, or you want to build a buffer against a lower-than expected rate of return, you can increase [...]
Retire by Your Goal Retirement Age
In a previous task, you calculated your retirement nest egg number for three different methodologies and wrote it down in the notes section. You may also have used the MoneySwell Retirement Planner to [...]
Increase Retirement Savings Rate to Extent You Can
Based on the items you already completed in the Growth tier, you should be ready and able to increase your savings rate from the percent you previously set. Use the MoneySwell Cashflow Goals [...]
How to Choose Investments for Retirement
For long-term investing you want to find something that is diversified and has low fees. The Vanguard Total Stock Market ETF (VTI) or Vanguard Total Stock Market Index Fund (VTSAX) both meet that [...]
How to Open Your Account
Once you know the brokerage company you’re going with and the account type you’re going to open, actually opening and funding the account is pretty straightforward - just follow the guidance below. [...]
in Boulder and San Diego.