I read a personal finance book. Then forgot 90%.
Personal finance books can be great, but they fail to solve key challenges. They’re not in tune to our current circumstances and they don’t provide the continuous interaction that can encourage follow-through. Even [...]
The Micro Math on Micro-investing
Micro Investing allows you to invest small amounts of money consistently over time. The amount invested is often the rounded-up difference between a given transaction and the next whole dollar. For example, [...]
How to Project Your Future Outlook for Retirement Planning
The Future Outlook table helps you understand if your current level of savings puts you on track to meet your retirement goals. The Future Outlook table shades in values that meet your [...]
How to Set Up Automatic Funding to Your Retirement Account
To set up automatic funding for your retirement account you need to: Set Up Funding Transfer: Set up the automatic transfer from one of your liquid accounts (typically checking or savings) into your [...]
Setup Purchase (either lump sum or recurring)
For Lump Sum contributions, look for the ticker symbol of what you want to buy and click "Buy" For Recurring contributions, each site is different but look for words like “Automatic investing” or “Recurring investing” [...]
Choose Investment
We won’t cover investing basics here since we've already covered them in this article. But for the purposes of this subtask, it’s important to determine your time horizon, appetite for risk, and hoped [...]
Open Account (if applicable)
New investment account types different from what you already have requires opening a new investment account. You may be able to open that account at the same institution where you already have your [...]
Determine Investment Amount(s)
Using a tool like MoneySwell's Cashflow goals is an important step to understanding how much "wiggle room" you have to invest any extra cash you might have. << [...]
Make Additional Investments Checklist
Follow the five steps below to make additional investments. Logged-in MoneySwell users should check these off their list as they complete each step. Five Steps to Making Additional [...]
Pay Off Other Debts OR Setup Your Investments
Decide if you’re going to use your extra cash to pay down debt more quickly, invest it, or do a little of both. Add either the Pay Off Debts More Quickly checklist or [...]
in Boulder and San Diego.