This article is about Life Insurance specifically but is part of a larger section about Understanding Basic Insurance Needs There are two types life insurance, Term, and Permanent. The majority of people opt for [...]

In addition to health insurance, these are other major types of insurance to consider. Depending on your situation you may not need all of these. If a given insurance type seems relevant to you, click [...]

Umbrella insurance is a kind of liability insurance above and beyond other liability insurance you may already have. Umbrella insurance is a good idea for most people, but it's especially important for some [...]

Long-term Care Insurance (LTCI) helps cover your costs should you need additional support. LTCI isn't just for old people and the earlier you buy it, the cheaper it's likely to be. [...]

Long-term disability insurance helps you replace income you are no longer able to earn in the event you become disabled. Depending on circumstances, you might be able to earn additional income while receiving [...]

Most renters should get renters insurance Renters insurance falls into four categories: Personal Property, Personal Liability, Medical Payments to Others, Loss of Use Renter's insurance is very reasonably priced [...]

Homeowners always need home insurance If you have a mortgage on your home, you probably pay your home insurance through your mortgage lender and your premiums are already included in your monthly payment [...]

If you own a car, you are required to have auto insurance that includes some level of liability, no matter where you live. There are five components of auto insurance but some are [...]