Six Essentials to Building a Strong Money Mindset
There are six keys to building a strong money mindset: View money as a tool Set specific financial goals Value small steps Be short-term pessimistic Be long-term optimistic Follow a plan Determine which [...]
How to Build Good Financial Habits
Regular financial upkeep is about creating healthy financial routines. Financial upkeep falls into four buckets: Tracking Your Numbers: Know your liquid cash, current debt, short and long-term savings, and net worth. Know how [...]
20 Financial Terms Everyone Should Know
Understanding the financial terms in this article will enable you to educate yourself in personal finance and make better personal finance decisions. We recommend bookmarking this page for quick reference. This list includes [...]
Confirm You Can Meet Your Financial Needs
Use this process to find out if you can meet your monthly essential needs. If you can’t meet your needs, you’ll find out how much you’re off by. [...]
Resources to Help Make Ends Meet
When you’ve done what you can to cut expenses, and earn more income through side gigs, changing jobs, or getting raises, and you still can’t make ends meet, consider the resources listed below [...]
Track Your Monthly Expenses
We highly recommend tracking your expenses by account instead of spending category. Tracking by account is faster (simply enter an average number for your spending for each account) and more accurate because you're [...]
Track Your Monthly Net Income
MoneySwell's Budget Planner is an easy budgeting tool. From the tool, go to the Plan tab, scroll to “Planned Net Income'', and enter a row for each of your sources of income. Remember [...]
Create Reminder to Check Your Credit Score & Report
Set a reminder in your digital calendar, reminders app, or to do list, to check your credit score and report and look for any anomalies. The reminder should recur somewhere between once a [...]
Understanding Your Basic Financial Needs
The first step to successfully learning how to manage your own finances is to tally your life's basic expenses. Whether you follow a regular budget or not, this exercise will help you determine [...]
Save Your Credit Score in MoneySwell
Document your current credit score in the notes section above (available to logged-in users) and updated it over time. How to Get Your Credit Score Remember: Your [...]
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