Calculate Your Emergency Fund for Independence
To calculate your emergency fund, you need to consider both the purpose of the fund and the expenses you hope it will cover. Review examples of common purposes and expenses below. For expenses, determine [...]
Confirm You Can Meet Your Financial Needs
Use this process to find out if you can meet your monthly essential needs. If you can’t meet your needs, you’ll find out how much you’re off by. [...]
Resources to Help Make Ends Meet
When you’ve done what you can to cut expenses, and earn more income through side gigs, changing jobs, or getting raises, and you still can’t make ends meet, consider the resources listed below [...]
Track Your Monthly Expenses
We highly recommend tracking your expenses by account instead of spending category. Tracking by account is faster (simply enter an average number for your spending for each account) and more accurate because you're [...]
Understanding Your Basic Financial Needs
The first step to successfully learning how to manage your own finances is to tally your life's basic expenses. Whether you follow a regular budget or not, this exercise will help you determine [...]
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