Resources to Help Make Ends Meet
When you’ve done what you can to cut expenses, and earn more income through side gigs, changing jobs, or getting raises, and you still can’t make ends meet, consider the resources listed below [...]
Determine the Best Method to Payoff Your Debt
If you have multiple sources of debt, first consider if consolidating multiple debts into one makes sense for you. If you don’t consolidate or still have multiple sources after a partial debt consolidation, [...]
Track Your Monthly Expenses
We highly recommend tracking your expenses by account instead of spending category. Tracking by account is faster (simply enter an average number for your spending for each account) and more accurate because you're [...]
Fund Your Emergency Fund to Security Level
Fund your emergency fund account to the point where it can cover one to three full months of expenses. To determine your amount for one (or three) full months of expenses, use the [...]
Update Your Passwords
Your password manager will have specific instructions to begin adding your accounts and updating your passwords. At a minimum, take the time to update passwords at the following: Financial institutions (banks, credit card [...]
Track Your Monthly Net Income
MoneySwell's Cashflow Goals is an easy budgeting tool. From the tool, go to the Plan tab, scroll to “Planned Net Income'', and enter a row for each of your sources of income. Remember [...]
Create Reminder to Check Your Credit Score & Report
Set a reminder in your digital calendar, reminders app, or to do list, to check your credit score and report and look for any anomalies. The reminder should recur somewhere between once a [...]
Choose Your Password Manager
PCMag has a great summary of their favorite 11 password managers for 2022. We'll give you one recommendation: LastPass. LastPass is the one we’re the most familiar with and it’s also the one [...]
Understanding Your Basic Financial Needs
The first step to successfully learning how to manage your own finances is to tally your life's basic expenses. Whether you follow a regular budget or not, this exercise will help you determine [...]
How to Setup a Password Manager – Checklist
This task includes the following subtasks for getting set up and fully utilizing a password manager: Choose a password manager and then follow the prompts on that password manager’s site to get it [...]
in Boulder and San Diego.