Long-term Care Insurance (LTCI)
Long-term Care Insurance (LTCI) helps cover your costs should you need additional support. LTCI isn't just for old people and the earlier you buy it, the cheaper it's likely to be. [...]
Long-term Disability Insurance (LTDI)
Long-term disability insurance helps you replace income you are no longer able to earn in the event you become disabled. Depending on circumstances, you might be able to earn additional income while receiving [...]
Renters Insurance
Most renters should get renters insurance Renters insurance falls into four categories: Personal Property, Personal Liability, Medical Payments to Others, Loss of Use Renter's insurance is very reasonably priced [...]
How to Retire Comfortably
To achieve a comfortable retirement or financial independence, you need growth in your assets. This means you need to invest. This action plan focuses on investing in the market (stocks and bonds including [...]
Home Insurance
Homeowners always need home insurance If you have a mortgage on your home, you probably pay your home insurance through your mortgage lender and your premiums are already included in your monthly payment [...]
Auto Insurance
If you own a car, you are required to have auto insurance that includes some level of liability, no matter where you live. There are five components of auto insurance but some are [...]
Six Essentials to Building a Strong Money Mindset
There are six keys to building a strong money mindset: View money as a tool Set specific financial goals Value small steps Be short-term pessimistic Be long-term optimistic Follow a plan Determine which [...]
How to Build Good Financial Habits
Regular financial upkeep is about creating healthy financial routines. Financial upkeep falls into four buckets: Tracking Your Numbers: Know your liquid cash, current debt, short and long-term savings, and net worth. Know how [...]
20 Financial Terms Everyone Should Know
Understanding the financial terms in this article will enable you to educate yourself in personal finance and make better personal finance decisions. We recommend bookmarking this page for quick reference. This list includes [...]
What is High-interest Debt?
High-interest debt is generally considered any debt with a double digit annual interest rate (e.g. 10% or greater). The most common type is credit card debt but personal loans, private student loans, auto [...]