Save Your Credit Score in MoneySwell
Document your current credit score in the notes section above (available to logged-in users) and updated it over time. How to Get Your Credit Score Remember: Your [...]
Key Components of Online Security
There are a number of things you can do to protect your online accounts and data. The three things that are the most important and helpful for protecting your finances include: Password Managers [...]
Track Your Credit Score and Report
Credit Report Get your credit report through AnnualCreditReport.com which will give you free access to each of the three reporting bureaus reports once per year. You can get all three reports at the [...]
Understanding Long-term Retirement Saving
Retirement may seem like a long way off but due to the power of compounding returns, it’s incredibly important to start as early as you can. You can’t “save” your way to retirement; [...]
What is a Credit Score & Credit Report?
A credit score is primarily used by lenders to understand how likely you will be to repay a loan. A higher score usually means paying less in interest when buying something with credit [...]
Pay Off High-interest Debt
If you have paid off all your debt that has double digit interest rates (or something close to it, like 8 or 9%) mark this task complete! Getting out of the debt cycle [...]
Setup an Extra Payment for Your Highest Priority Debt
For the high-interest debt you have decided to pay off first, do one of the following: Increase your already set up minimum payment up to the total amount you can afford. Set up [...]
Track Your Progress with Cashflow Goals
The MoneySwell Cashflow Goals tool can be a helpful tool to help you track your debt payoff. Review the steps to take in each of the tabs (Plan, Update, Review) to understand how [...]
Track Your Cashflow with Cashflow Goals
The Cashflow Goals tool helps you create a plan for all three types of cashflow: net income, saving and spending. You only need to update your numbers once a month and can review [...]
Apply for Loan or New Line of Credit
Taking out a loan or line of credit always results in a "hard inquiry" on your credit. Hard inquiries negatively affect your credit score but only for a short period of time. Taking [...]
in Boulder and San Diego.